Egypt’s Islamic bank posts record profit; assets surge on strong 2025 growth

CAIRO, Egypt (MNTV) — Abu Dhabi Islamic Bank-Egypt (ADIB-Egypt) reported record financial results for the year ending December 31, 2025, driven by broad-based growth across its core banking activities and strong operational performance.

The bank said total assets rose 33% year-on-year to EGP 347 billion (about $11.2 billion), while customer financing and credit facilities climbed 53% to EGP 159 billion (about $5.1 billion). 

Customer deposits increased 39% to EGP 278 billion (about $9.0 billion), reflecting continued expansion in its funding base.

Consolidated net profit after tax reached EGP 12.6 billion (about $408 million), up 40% from the previous year, with the bank noting that the gains were achieved without exceptional or one-off income items. 

Total revenues grew 31% to EGP 23.6 billion (about $764 million), while net income from funds rose 32% to EGP 20.2 billion (about $654 million). Net fee and commission income increased 44% to EGP 2.7 billion (about $87 million).

Profitability and efficiency indicators also strengthened, with return on equity at 44% and the cost-to-income ratio improving to 17.2%. The bank’s capital adequacy ratio stood at 19.44%, indicating a robust capital buffer.

ADIB-Egypt said it received 45 regional and international awards in 2025, including multiple recognitions for sustainable Islamic banking, and expanded its branch network to 75 outlets nationwide. 

CEO Mohamed Aly said the results reflected disciplined execution, business expansion, and a clear strategic direction, calling the bank’s performance a “success story” in Egypt’s Islamic banking sector.